I am officially, at this point in time, $6.29 away from owning my truck.
I made a $1006 payment this month to pay off everything, and the bank still charged me the $6.29 finance charge for the month. I hate them. It would be fun to not pay them and let them reposess the truck just out of spite. But that would also be stupid..
I would like to take this chance to point out that when it is cold, trucks frequently switch from having an anti-lock braking system to having a super-lock braking system.